Calculators

Two calculations for the numbers that surprise people most: the loan payment once the teaser rate ends, and what rent really returns after empty months and costs.

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Mortgage after the teaser period

Equal-payment model. The post-teaser rate is held constant only for the scenario, not as a forecast.

Monthly during teaser
15,505,979 VND
Monthly after teaser
20,250,881 VND
Modelled payment jump
30.60%
If the rate rises another 2 percentage points
22,825,054 VND
Balance after teaser
1,901,402,506 VND

Rental yield

Separate gross yield from a scenario after vacancy, operating fees and other costs. Tax, financing and transaction costs are excluded unless you enter them.

Gross yield
4.80%
Yield after entered costs
3.72%
Modelled net income / year
186,000,000 VND
Illustrative values · replace them with your quote

Results are calculations from your inputs only. They are not a bank quote or credit, tax or investment advice.